it's not the issue of not being driven yet, it's the issue of it's been in pieces, literally undriveable for the last 1-2 yrs. what kind of auto policy is that? I myself currently have a vehicle not being driven and is in 'storage' mode, but it only has liability and no loss. With notification, I can drive it with legal coverage the next day. I've never heard of an auto policy that will cover loss of a vehicle that has been in pieces.It is called insurance for a reason. Even though he isn't driving it yet it still needs theft and fire protection as well as collision. With a classic car that isn't driven much even when finished theft and fire are the greatest risks.